Use the calculator below with your own numbers. It's the same math we run on your statements — no sales call required to see it.
Drag in your monthly card volume and a typical transaction size. We compare a common flat rate against an illustrative Telos rate. Nothing is sent anywhere — this runs entirely on your device.
Illustrative rates: typical flat rate 2.9% + 30¢ per transaction vs. Telos 2.2% + 20¢. Your real rate depends on your card mix and is confirmed after a free statement review — often interchange-plus, which can land lower still.
One recent processing statement. We read the fees most providers bury — interchange, markup, assessments, the lot.
We show you, line by line, what you pay today and what you'd pay on fair rails. No obligation, no sales theatre.
If switching is worth it, we handle setup and migration — online, recurring, and in-person — with your payouts uninterrupted.
Every way your supporters and customers pay, routed the cheapest legitimate way — and priced where you can see it.
Hosted or embedded checkout, subscriptions, and monthly giving — with the fees shown, never hidden in the rate.
Lower ratesTap-to-pay and terminals for events, galas, and storefronts — on the same transparent pricing as online.
IncludedInterac for Canadian payers and the local methods your audience prefers, routed the cheapest legitimate way.
Canada-readyPlain monthly statements showing exactly what you paid and why. No surprise line items, no creative math.
AlwaysWe started Telos One to expose the people quietly overcharging good organisations. Payments is where the overcharging is easiest to hide — so it's where we look first.
↳ Why we lead with a free statement review
No. We start with a review of what you already pay. If your current setup is genuinely competitive, we'll tell you and leave it alone. The point is an honest read, not a forced switch.
Nothing. Send one recent statement and we'll show you the real cost line by line, plus what fair rails would save. You only pay if you decide to move — and you'll know the numbers first.
They're illustrative, to show the shape of the savings. Your actual rate depends on your card mix and volume, which we confirm from your statement — often on interchange-plus pricing, which can land lower than the flat rate shown here.
Yes — one provider, one statement, covering online checkout, recurring giving, Interac, and in-person terminals. Fewer logins, fewer reconciliations, one number to read each month.
Send one statement. We'll show you the real cost and what fair rails would save — free, no pressure, and you'll have the numbers before any decision.